Orin
ADBENasdaq·Software - Infrastructure

Adobe Inc. ADBE

Market cap $96.8BP/E 13.4× trailingGross margin 89.1%
$243.50
+2.81 (+1.17%)live 09:35 ET
52-wk $190.12 – $363.70
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Orin's take
0.55conviction · moderate
Refreshed 23 Sep · take v8. A new filing or a print queues the next refresh.

Adobe trades at 16.3x trailing earnings and 11.6x EV/EBITDA—roughly 58–65% below software-infrastructure peer medians—despite FY2025 (ended November 2025) delivering 10.5% revenue growth to $23.77B, 35.1% EPS growth to $16.70, and $9.85B in free cash flow at a 41.5% FCF margin, with quarterly revenue growth accelerating to 12.7% YoY in Q2 FY2026. However, the stock is down 32% year-to-date to $240.69, trading below both its 50-day ($257.13) and 200-day ($263.74) moving averages with a deeply negative MACD histogram of -3.64, while CEO Shantanu Narayen sold $31.3 million in shares representing 34% of his equity stake and smart money positioning has weakened to 0.0152 as of June 2026 from 0.0949 in September 2025.

The fundamental value case is compelling but the technical breakdown, persistent insider selling (-$57.7M net over 24 months), and fading institutional interest warrant a hold until a clear catalyst emerges.

What could go wrong

  • AI competitive pressure. Generative AI tools from well-funded competitors risk commoditizing Creative Cloud's creative-professional moat, which the 32% YTD decline may be discounting.
  • Insider selling signal. CEO sold 34% of his equity stake ($31.3M); 24-month insider net value is -$57.7M across 365 dispositions versus 242 acquisitions.
  • Technical deterioration. Stock at $240.69 is below both MA50 ($257.13) and MA200 ($263.74); MACD line at -5.20 with histogram -3.64 and RSI at 39.2 confirm bearish momentum.
  • Institutional outflows. Smart money score fell to 0.0152 as of June 2026 from 0.0949 in September 2025; multiple funds including Engineers Gate (-81.5%) and NewEdge (-26.7%) reduced stakes.

What would change my mind

AI monetization inflection. Adobe discloses AI-attached ARR or Digital Media net new ARR accelerating meaningfully in a quarterly reportbullish
Technical reclaim of 50-day MA. Stock closes above $257 with MACD histogram turning positivebullish
Revenue growth deceleration. Quarterly revenue YoY growth falls below 10% for two consecutive quartersbearish
Insider buying reversal. Insiders execute net open-market purchases over a 90-day windowbullish

Where this comes from: peer_relative · fundamentals FY2025 and derived_metrics FY2025 · quarterly_results Q2 FY2026 · technicals as of 2026-09-23 and news 2026-09-22. Orin's read on ADBE; not advice.

Twelve months actual closes to 2026-09-23 · actual filings

Sept 25Nov 25Jan 26Mar 26May 26Jul 26

50-day average 200-day average · volume below

Largest holders · 13F Q2 2026

Money flow
FilerPositionOf fund
Vanguard Capital Management$5.4B0.1% of fund
State Street$4.2B0.1% of fund
Invesco$3.0B0.2% of fund
Geode Capital Management$2.4B0.1% of fund
Vanguard Portfolio Management$1.9B0.1% of fund
Morgan Stanley$1.1B0.1% of fund

132 filers · quarter ended Q2 2026 · positions, not flows

Insiders, last 24 months: 634 Form 4 filings, net −$89.9M. Of the 50 on hand, 0 were open-market purchases and 13 sales— the rest are grants, option exercises and tax withholding.

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Where it trades

vs its own 5y · Technology
MetricNowOwn medianSector
P/E13.4×41.5×53.3×
EV/EBITDA9.6×28.8×
P/S3.68×10.73×
P/B8.1×16.4×

Its P/E sits below all 5 of the last 5 years (−1.94σ from its own mean).

What the price assumes

-2.3%

free-cash-flow growth every year for 10 years, discounted at 10%, is what today’s price implies — starting from $9.9B of trailing free cash flow. It is an assumption the market is making, not a forecast Orin is making.

What Wall Street published

64 firms · 2026-09-23
Consensus target

$270

$190$379 · +11% against today's price

How they rate it
  • 30 buy or overweight
  • 28 hold
  • 6 underweight or sell

The analysts’ consensus and their own ratings, not Orin’s. A target is a twelve-month opinion published by the firm that wrote it.

Against the companies it is compared to

median P/E 45.5× of 7 peers
CompanyMarket capP/EEV/EBITDAGrossNetROE
ADBEAdobe Inc.$96B13.4×9.6×89.1%28.0%63%
ACNAccenture plc$112B14.5×8.7×32.0%10.7%25%
ADIAnalog Devices, Inc.$188B45.5×29.8×65.8%29.8%12%
CRWDCrowdStrike Holdings, Inc.$267B75.2%1.1%1%
DELLDell Technologies Inc.$365B31.4×21.1×19.8%7.5%-575%
FTNTFortinet, Inc.$131B62.5×44.5×80.4%28.2%188%
KLACKLA Corporation$245B51.0×43.4×61.3%35.6%85%
PANWPalo Alto Networks, Inc.$321B70.4%2.7%2%
SNPSSynopsys, Inc.$79B71.7×24.4×72.4%11.4%4%
TXNTexas Instruments Incorporated$249B41.2×28.5×58.3%31.1%36%

The median is of the 7 peers listed above and nothing else — check it against the column. This company trades 70.5% below it. The peer set is the vendor’s, so a company can appear here that a person would not have chosen.

What it has traded at

P/E by fiscal year
FY14 144.5×FY25 19.1×

What its sector has traded at

Technology
FY14 9.0×FY26 48.0×

Two scales, drawn separately on purpose: a sector median and one company’s multiple are not the same number and putting them on one axis invites a comparison neither series supports.

Discounted cash flow

not recomputed since
ModelFair valueAgainstComputed
Standard DCF$353$235.08 · +50%2026-06-10
Levered DCF$457$235.08 · +94%2026-06-10

The vendor’s intrinsic-value models. Treat them as a low-growth anchor — for a fast grower the market routinely pays well above a DCF. These were computed against the price in the “against” column, not today’s.

Every estimate on one scale

price $243.50
52-week range$190 – $364
Analyst targets$190 – $379
Standard DCF$353 as of 2026-06-10, when it was $235.08
Levered DCF$457 as of 2026-06-10, when it was $235.08
At own 5y-median P/E (41×)$745
At 5y P/E range (19–61×)$343 – $1095
At sector P/E (53×)$956

The vertical rule is the current price. Ranges and point estimates are the backend’s, published as they were calculated; an arrow means the estimate sits beyond this scale, and its number is on the right.