Orin
COSTNasdaq·Discount Stores

Costco Wholesale Corporation COST

Market cap $401.2BP/E 45.4× trailingGross margin 12.9%Reports Thu 24 Sep, after the close
$904.70
+5.29 (+0.59%)Wed close 16:00 ET
52-wk $844.06 – $1096.50
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Orin's take
0.62conviction · moderate
Refreshed 23 Sep · take v6. A new filing or a print queues the next refresh.

Costco enters its Q4 FY2026 earnings report (Sept. 24) with accelerating top-line momentum — quarterly revenue growth stepped up from 8.3% in Q1 to 11.6% in Q3 FY2026, and FY2025 operating margin expanded to 3.77% from 3.65% — but the stock at $904.70 trades at 45.4x trailing earnings, a 108% premium to the peer median of 21.8x, offering no margin of safety even for a best-in-class compounder. Technicals are deteriorating with the price below both the 50-day ($935.30) and 200-day ($960.23) moving averages, MACD histogram negative, and smart money scores cooling from 0.18 in Q3 2025 to 0.04 as of Q2 2026.

The fundamental story is intact and arguably improving, but the valuation premium and weakening technical posture argue for patience until either the multiple compresses or earnings growth visibly catches up to the price.

What could go wrong

  • Valuation compression. At 45.4x P/E (108% above peer median of 21.8x) and 27.0x EV/EBITDA (53% above median), any disappointment in membership growth or comp sales could trigger a sharp de-rating.
  • Technical breakdown. Stock trades below both 50-day ($935.30) and 200-day ($960.23) MAs with negative MACD histogram (-0.42) and RSI at 41.9; a close below recent support could accelerate selling.
  • Insider selling pressure. Over 24 months, insiders net sold $66.5M in value across 84 dispositions versus 31 acquisitions, signaling limited insider conviction at current levels.
  • Smart money cooling. Smart money score declined from 0.18 in Q3 2025 to 0.04 as of Q2 2026, suggesting institutional enthusiasm is fading even as fund count rose to 73.

What would change my mind

Q4 FY2026 earnings beat with comp acceleration. Q4 revenue growth exceeds 12% YoY and EPS beats consensus by >3%, reinvigorating the growth narrativebullish
Special dividend announcement. Costco announces a special dividend leveraging its $7.8B FY2025 free cash flow, returning capital and supporting the stockbullish
Revenue deceleration. Q4 FY2026 revenue growth falls below 8% YoY or membership fee income growth stalls, undermining the premium valuationbearish
Technical support failure. Stock closes decisively below $880 on heavy volume, confirming a broader downtrend below both major moving averagesbearish

Where this comes from: quarterly_results, period ended 2026-05-10 · fundamentals and derived_metrics, fiscal year 2025 · peer_relative · technicals, as of 2026-09-23. Orin's read on COST; not advice.

Twelve months actual closes to 2026-09-23 · actual filings

Sept 25Nov 25Jan 26Mar 26May 26Jul 26

50-day average 200-day average · volume below

Largest holders · 13F Q2 2026

Money flow
FilerPositionOf fund
Vanguard Capital Management$27.1B0.6% of fund
State Street$17.2B0.5% of fund
Invesco$13.1B1.0% of fund
Brasada Capital Management$12.5B2.2% of fund
Geode Capital Management$9.9B0.5% of fund
Vanguard Portfolio Management$9.7B0.4% of fund

188 filers · quarter ended Q2 2026 · positions, not flows

Insiders, last 24 months: 115 Form 4 filings, net −$66.5M. Of the 50 on hand, 0 were open-market purchases and 12 sales— the rest are grants, option exercises and tax withholding.

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Where it trades

vs its own 5y · Consumer Defensive
MetricNowOwn medianSector
P/E45.4×40.3×38.3×
EV/EBITDA27.0×23.7×
P/S1.37×1.04×
P/B12.0×11.5×

Its P/E sits 60th percentile of its own last 5 years (+0.08σ from its own mean).

What the price assumes

20.5%

free-cash-flow growth every year for 10 years, discounted at 10%, is what today’s price implies — starting from $7.8B of trailing free cash flow. It is an assumption the market is making, not a forecast Orin is making.

What Wall Street published

59 firms · 2026-09-23
Consensus target

$1102

$1000$1275 · +22% against today's price

How they rate it
  • 39 buy or overweight
  • 19 hold
  • 1 underweight or sell

The analysts’ consensus and their own ratings, not Orin’s. A target is a twelve-month opinion published by the firm that wrote it.

Against the companies it is compared to

median P/E 21.8× of 7 peers
CompanyMarket capP/EEV/EBITDAGrossNetROE
COSTCostco Wholesale Corporation$401B45.4×27.0×12.9%3.0%28%
DGDollar General Corporation$27B15.6×12.5×31.2%3.9%20%
DLTRDollar Tree, Inc.$22B13.8×9.8×38.7%8.0%46%
KOThe Coca-Cola Company$379B26.5×20.7×61.9%28.6%43%
PGThe Procter & Gamble Company$351B21.8×17.7×50.2%18.4%30%
PMPhilip Morris International Inc.$297B27.4×18.7×67.5%25.6%-112%
TGTTarget Corporation$71B16.1×9.9×29.3%4.1%27%
WMTWalmart Inc.$880B39.9×22.0×25.2%3.0%23%

The median is of the 7 peers listed above and nothing else — check it against the column. This company trades 108.0% above it. The peer set is the vendor’s, so a company can appear here that a person would not have chosen.

What it has traded at

P/E by fiscal year
FY14 25.8×FY25 51.7×

What its sector has traded at

Consumer Defensive
FY14 22.9×FY26 39.1×

Two scales, drawn separately on purpose: a sector median and one company’s multiple are not the same number and putting them on one axis invites a comparison neither series supports.

Discounted cash flow

not recomputed since
ModelFair valueAgainstComputed
Standard DCF$321$975.97 · −67%2026-06-10
Levered DCF$502$975.97 · −49%2026-06-10

The vendor’s intrinsic-value models. Treat them as a low-growth anchor — for a fast grower the market routinely pays well above a DCF. These were computed against the price in the “against” column, not today’s.

Every estimate on one scale

price $904.70
52-week range$844 – $1097
Analyst targets$1000 – $1275
Standard DCF$321 as of 2026-06-10, when it was $975.97
Levered DCF$502 as of 2026-06-10, when it was $975.97
At own 5y-median P/E (40×)$803
At 5y P/E range (38–54×)$764 – $1071
At sector P/E (38×)$762

The vertical rule is the current price. Ranges and point estimates are the backend’s, published as they were calculated; an arrow means the estimate sits beyond this scale, and its number is on the right.