Orin
FNYSE·Auto - Manufacturers

Ford Motor Company F

Market cap $51.2BP/E no earnings to divide byGross margin 10.8%Reports Thu 22 Oct, after the close
$12.85
−0.10 (−0.73%)live 09:35 ET
52-wk $11.11 – $17.78
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Orin's take
0.55conviction · moderate
Refreshed 23 Sep · take v7. A new filing or a print queues the next refresh.

Ford's Q2 2026 GAAP results deteriorated sharply with a $1.33B net loss (EPS -$0.33) and revenue declining 3.8% YoY to $48.3B, even as adjusted EPS of $0.42 beat consensus, highlighting the gap between underlying operations and reported results. The stock has fallen to $12.94, below both its 50-day ($14.05) and 200-day ($13.53) moving averages with an RSI of 36.9, while FY2025's $8.2B net loss, gross margin compression to 12.2% (from 13.8% in 2023), and $167.6B total debt against $36.0B equity underscore structural margin pressure.

However, $12.5B in FY2025 free cash flow, a 0.27 P/S ratio (91% below the peer median of 3.06), and still-positive smart money interest at 0.0071 as of Q2 2026 keep this a hold rather than a sell.

What could go wrong

  • Margin compression. Gross margin has declined steadily from 18.0% in FY2021 to 12.2% in FY2025, with Q2 2026 gross profit of only $6.08B on $48.3B revenue showing no reversal.
  • Balance sheet leverage. Total debt of $167.6B against stockholders' equity of $36.0B as of FY2025 leaves little room to absorb further losses or fund EV transition costs.
  • Revenue deceleration. Q2 2026 revenue fell 3.8% YoY to $48.3B, the first negative quarterly growth in the provided data, following FY2025's anemic 1.2% growth.
  • Smart money outflow. Smart money score declined from 0.0289 as of 2025-12-31 to 0.0071 as of 2026-06-30, a consistent downtrend across three consecutive quarters.

What would change my mind

Q3 2026 GAAP profitability. Ford reports positive GAAP net income for Q3 2026, reversing the Q2 lossbullish
Gross margin breakdown. Quarterly gross margin falls below 11%, indicating cost pressure has become unsustainablebearish
Free cash flow deterioration. Trailing-twelve-month free cash flow turns negative, eliminating the key bull-case supportbearish
Technical support breach. Stock closes below $11 on heavy volume, confirming breakdown below the 2026 trading rangebearish

Where this comes from: quarterly_results, Q2 2026 · fundamentals FY2025 + derived_metrics FY2025 · technicals as of 2026-09-23 · peer_relative. Orin's read on F; not advice.

Twelve months actual closes to 2026-09-23 · actual filings

Sept 25Nov 25Jan 26Mar 26May 26Jul 26

50-day average 200-day average · volume below

Largest holders · 13F Q2 2026

Money flow
FilerPositionOf fund
Vanguard Capital Management$3.6B0.1% of fund
State Street$2.7B0.1% of fund
Vanguard Portfolio Management$2.5B0.1% of fund
Charles Schwab Investment Management$1.9B0.3% of fund
Geode Capital Management$1.7B0.1% of fund
Bank Of America /De/$1.0B0.1% of fund

110 filers · quarter ended Q2 2026 · positions, not flows

Insiders, last 24 months: 370 Form 4 filings, net −$26.2M. Of the 50 on hand, 1 was an open-market purchase and 0 sales— the rest are grants, option exercises and tax withholding.

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Where it trades

vs its own 5y · Consumer Cyclical
MetricNowOwn medianSector
P/S0.27×0.28×
P/B1.4×1.1×

Its P/E sits 20th percentile of its own last 5 years (−0.44σ from its own mean).

What the price assumes

-15.1%

free-cash-flow growth every year for 10 years, discounted at 10%, is what today’s price implies — starting from $12.5B of trailing free cash flow. It is an assumption the market is making, not a forecast Orin is making.

What Wall Street published

47 firms · 2026-09-23
Consensus target

$16

$15$18 · +28% against today's price

How they rate it
  • 18 buy or overweight
  • 23 hold
  • 6 underweight or sell

The analysts’ consensus and their own ratings, not Orin’s. A target is a twelve-month opinion published by the firm that wrote it.

Against the companies it is compared to

median P/E 28.1× of 5 peers
CompanyMarket capP/EEV/EBITDAGrossNetROE
FFord Motor Company$52B10.8%-3.9%-19%
AZOAutoZone, Inc.$46B28.7×20.5×51.9%11.9%-53%
CPRTCopart, Inc.$27B18.5×12.1×44.7%31.8%16%
DHID.R. Horton, Inc.$39B13.3×10.8×22.6%9.2%13%
GMGeneral Motors Company$76B41.9×13.9×5.7%1.0%3%
ROSTRoss Stores, Inc.$75B28.1×18.4×29.9%10.8%42%

The median is of the 5 peers listed above and nothing else — check it against the column. The peer set is the vendor’s, so a company can appear here that a person would not have chosen.

What it has traded at

P/E by fiscal year
FY14 50.0×FY24 6.7×

What its sector has traded at

Consumer Cyclical
FY14 393.1×FY26 81.0×

Two scales, drawn separately on purpose: a sector median and one company’s multiple are not the same number and putting them on one axis invites a comparison neither series supports.

Discounted cash flow

not recomputed since
ModelFair valueAgainstComputed
Standard DCF$-16$14.35 · −209%2026-06-10
Levered DCF$43$14.35 · +201%2026-06-10

The vendor’s intrinsic-value models. Treat them as a low-growth anchor — for a fast grower the market routinely pays well above a DCF. These were computed against the price in the “against” column, not today’s.

Every estimate on one scale

price $12.85
52-week range$11 – $18
Analyst targets$15 – $18
Standard DCF$-16 as of 2026-06-10, when it was $14.35
Levered DCF$43 as of 2026-06-10, when it was $14.35

The vertical rule is the current price. Ranges and point estimates are the backend’s, published as they were calculated; an arrow means the estimate sits beyond this scale, and its number is on the right.