Orin
MMMNYSE·Conglomerates

3M Company MMM

Market cap $87.8BP/E 30.1× trailingGross margin 39.4%Reports Tue 20 Oct, before the open
$170.29
−0.01 (−0.01%)live 09:30 ET
52-wk $139.34 – $184.90
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Orin's take
0.60conviction · moderate
Refreshed 30 Aug · take v6. A new filing or a print queues the next refresh.

3M's turnaround is advancing on cash and balance-sheet repair—FY2025 free cash flow more than doubled to $1.40B from $638M and total debt fell to $12.94B—but profitability continues to erode, with operating margin compressing from 20.07% to 18.29% and EPS declining 20.5% to $6.00. At 30.8x trailing earnings, a 9.4% premium to the peer median of 28.2x, the stock prices in a margin recovery that has yet to arrive, while Consumer-segment softness and PFAS exit costs persist as headwinds.

The raised FY2026 outlook and Safety & Industrial momentum are encouraging, and the pullback to $174.34 from $182.65 modestly improves the entry, but confirmation of margin expansion in upcoming quarterly prints is needed before turning more constructive.

What could go wrong

  • Margin deterioration continues. Operating margin already contracted from 20.07% to 18.29% and gross margin from 41.02% to 39.55%; further compression would undermine the turnaround thesis.
  • Consumer segment weakness. Recent news highlights soft retail demand and muted hardline spending in the Consumer unit; if weakness spreads to Safety & Industrial, revenue growth of 1.52% could stall.
  • PFAS and legal cost overhang. Ongoing PFAS exit costs and litigation expenses could consume cash flow; a controversial expert-witness case adds reputational risk.
  • Valuation premium with declining earnings. At 30.8x P/E versus the peer median of 28.2x, there is limited room for multiple expansion if earnings disappoint.

What would change my mind

Operating margin reclaims 20%. Q3 2026 operating margin returns toward the 20%+ level last seen in FY2024bullish
Consumer segment inflects. Consumer revenue growth turns positive after sustained softnessbullish
Insider selling accelerates. Net insider disposition value increases materially beyond the recent $49.5M 24-month totalbearish

Where this comes from: FMP annuals FY2025 FCF $1,396M; FY2024 FCF $638M · FMP annuals FY2025 total debt $12,936M vs FY2024 $13,659M · derived_metrics FY2024 0.2007, FY2025 0.1829 · derived_metrics FY2025 eps_growth_yoy -0.2053; fundamentals FY2025 eps_diluted $6.00. Orin's read on MMM; not advice.

Twelve months actual closes to 2026-09-23 · actual filings

Sept 25Nov 25Jan 26Mar 26May 26Jul 26

50-day average 200-day average · volume below

Largest holders · 13F Q2 2026

Money flow
FilerPositionOf fund
Jpmorgan Chase &$6.4B0.4% of fund
Vanguard Capital Management$5.5B0.1% of fund
State Street$4.5B0.1% of fund
Geode Capital Management$1.9B0.1% of fund
Vanguard Portfolio Management$1.5B0.1% of fund
Capital World Investors$1.4B0.2% of fund

130 filers · quarter ended Q2 2026 · positions, not flows

Insiders, last 24 months: 244 Form 4 filings, net $49.5M. Of the 50 on hand, 0 were open-market purchases and 13 sales— the rest are grants, option exercises and tax withholding.

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Where it trades

vs its own 5y · Industrials
MetricNowOwn medianSector
P/E30.1×44.5×
EV/EBITDA17.9×
P/S3.49×2.43×
P/B30.3×10.5×

Its P/E sits above all 5 of the last 5 years (+1.63σ from its own mean).

What the price assumes

23.4%

free-cash-flow growth every year for 10 years, discounted at 10%, is what today’s price implies — starting from $1.4B of trailing free cash flow. It is an assumption the market is making, not a forecast Orin is making.

What Wall Street published

33 firms · 2026-09-23
Consensus target

$185

$145$218 · +9% against today's price

How they rate it
  • 16 buy or overweight
  • 15 hold
  • 2 underweight or sell

The analysts’ consensus and their own ratings, not Orin’s. A target is a twelve-month opinion published by the firm that wrote it.

Against the companies it is compared to

median P/E 27.0× of 10 peers
CompanyMarket capP/EEV/EBITDAGrossNetROE
MMM3M Company$88B30.1×17.9×39.4%11.9%77%
EMREmerson Electric Co.$87B33.7×19.1×53.2%13.8%13%
GDGeneral Dynamics Corporation$93B20.6×15.2×15.4%8.2%17%
HONHoneywell International Inc.$67B8.2×7.4×36.6%22.7%42%
HWMHowmet Aerospace Inc.$92B49.0×34.7×34.4%20.5%34%
ITWIllinois Tool Works Inc.$79B24.7×18.9×44.2%19.4%102%
NOCNorthrop Grumman Corporation$73B16.3×11.7×20.1%10.5%27%
PHParker-Hannifin Corporation$122B33.6×22.5×37.7%17.0%25%
TTTrane Technologies plc$96B33.0×22.9×35.4%13.3%34%
UPSUnited Parcel Service, Inc.$81B17.8×9.9×16.6%5.1%29%
WMWaste Management, Inc.$83B29.3×14.1×35.0%11.1%29%

The median is of the 10 peers listed above and nothing else — check it against the column. This company trades 11.3% above it. The peer set is the vendor’s, so a company can appear here that a person would not have chosen.

What it has traded at

P/E by fiscal year
FY14 18.0×FY25 26.5×

What its sector has traded at

Industrials
FY14 173.5×FY26 32.7×

Two scales, drawn separately on purpose: a sector median and one company’s multiple are not the same number and putting them on one axis invites a comparison neither series supports.

Discounted cash flow

not recomputed since
ModelFair valueAgainstComputed
Standard DCF$35$157.44 · −78%2026-06-10
Levered DCF$59$157.44 · −63%2026-06-10

The vendor’s intrinsic-value models. Treat them as a low-growth anchor — for a fast grower the market routinely pays well above a DCF. These were computed against the price in the “against” column, not today’s.

Every estimate on one scale

price $170.29
52-week range$139 – $185
Analyst targets$145 – $218
Standard DCF$35 as of 2026-06-10, when it was $157.44
Levered DCF$59 as of 2026-06-10, when it was $157.44
At own 5y-median P/E (15×)$82
At 5y P/E range (-7–26×)$-41 – $149
At sector P/E (45×)$252

The vertical rule is the current price. Ranges and point estimates are the backend’s, published as they were calculated; an arrow means the estimate sits beyond this scale, and its number is on the right.